Frequently Asked Questions

A deductible is an amount that you're responsible for in the event of a loss. This is the amount you pay out-of-pocket, and insurance covers the remainder.

When speaking with your agent to set up your Life policy, talk about your concerns and the lifestyle you desire. Insurance brokers are not limited to one Life Insurance carrier; we will find the carrier and policy that best meets your needs and budget.

Your insurance carrier determines what's covered. There can be cases where the provider is an out-of-network doctor billed at in-network rates. Talk with your broker or your carrier about special unique needs.