How We Support You Every Step of the Way

🧭 Personalized Guidance
Offering expert advice and recommendations tailored to your unique insurance needs—because your situation deserves more than one-size-fits-all solutions.
📋 Plan Selection & Ongoing Support
Helping you navigate coverage options with confidence—from initial plan selection through the entire life of your policy.
🔍 Clarity on Benefits & Care Access
Breaking down complex insurance jargon to help you fully understand your benefits and confidently choose the right providers and care pathways.
🧾 Enrollment, Billing & Claims Assistance
Supporting you through enrollment, billing, and resolving claim issues—including appeals and denials—so you’re never left in the dark.
🤝 Client Advocacy & Communication
Acting as a dedicated liaison between you and the insurance company, ensuring your concerns are heard and addressed promptly.

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We’ve partnered with some of the most trusted names in the insurance industry to bring small businesses like yours the coverage and support you deserve. These relationships allow us to offer a full suite of commercial insurance solutions — from general liability to professional and cyber protection — all designed with flexibility and affordability in mind. You get the personalized attention of a local advisor, backed by the strength and stability of nationally recognized carriers.

Small Business serving Small Businesses

Business Owners Policy (BOP): Comprehensive Insurance Package for Small to Medium-Sized Businesses

A Business Owners Policy (BOP) is a comprehensive insurance package designed specifically for small to medium-sized businesses. It combines essential coverages, including property insurance, general liability insurance, and business interruption insurance, into one convenient policy. This bundled approach simplifies the insurance process, making it easier and more cost-effective for business owners to secure the protection they need. Whether you're a startup, contractor, or local service provider, a BOP helps safeguard your business assets, covers potential legal liabilities, and provides financial support in the event of unexpected disruptions, allowing you to focus on growing and running your business with peace of mind.

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General Liability (GL) Insurance: Essential Protection for Your Business

Accidents happen—but they shouldn't put your business at risk. General liability insurance helps protect your company from the unexpected, including bodily injury, property damage, and personal injury claims.

At Dunlap Financial Services, we work with top-rated carriers to provide affordable and comprehensive coverage that meets your specific needs. Whether you're a small business owner, independent contractor, or growing enterprise, general liability insurance is a smart foundation for long-term security. Let us help you stay protected so you can focus on what matters most—running your business.

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Professional Liability Insurance (PL): Protect Your Practice

Professional Liability Insurance, also known as Errors and Omissions (E&O) Insurance, protects professionals against claims of negligence, misrepresentation, or mistakes in the services they provide. It covers legal defense costs, settlements, and judgments if a client alleges your professional advice or actions caused them financial harm. This coverage is essential for service-based businesses and licensed professionals such as consultants, insurance agents, financial advisors, and healthcare providers.

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Easy Retirement Plans for Small Businesses

Give your team a great way to save for the future—while you enjoy tax perks and stay compliant with state rules. Whether you’re self-employed or have a small team, our SEP-IRA and SIMPLE IRA options make it simple to offer real retirement benefits without the hassle.

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