A Fixed Benefit PPO Health Plan gives you the freedom to choose your doctors and specialists—without referrals—while also providing direct cash benefits for covered services.
When you bundle this plan with a major medical policy, you get:
✅ Coverage for prescriptions and services your major medical plan may not include
✅ Extra help paying deductibles, copays, and coinsurance
✅ Flexibility to use cash benefits for hospital stays, surgeries, or everyday expenses
✅ Access to a broad network of doctors and hospitals
This combination makes managing healthcare costs easier and helps protect your finances from unexpected bills.
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Critical illness insurance is a type of insurance coverage that provides a lump-sum payment in the event that the policyholder is diagnosed with a specified critical illness.
The illnesses covered vary by policy but typically include major conditions such as heart attack, stroke, cancer, organ transplant, and other life-threatening diseases.
Accidental injury insurance, also known as personal accident insurance or accidental death and dismemberment (AD&D) insurance, is a type of insurance coverage that provides financial benefits in the event of accidental injury or death.
Unlike health insurance, which typically covers medical expenses, accidental injury insurance focuses on providing a lump-sum payment for specific outcomes resulting from accidents.
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