Personalized Medicare Guidance—Helping You Navigate Your Opt
Your Guide to Medicare Options: Simplify Your Healthcare with the Right Coverage Today
Medicare Overview:
Medicare is a federal health insurance program for people age 65 and older, certain younger individuals with disabilities, and those with End-Stage Renal Disease (ESRD).
It includes four parts:
- Part A: Hospital stays, skilled nursing, and some home health care
- Part B: Doctor visits, outpatient care, and preventive services
- Part C (Medicare Advantage): Combines Parts A and B, often with added benefits like dental or vision
- Part D: Prescription drug coverage
Eligibility is typically automatic at age 65 if you’ve paid Medicare taxes for at least 10 years. If you qualify due to disability or ESRD, different rules may apply.
Supplement & Advantage Plan Guidance
Original:
At Dunlap Financial Services, we help you compare Medicare Supplement (Medigap), Medicare Advantage (Part C), and Prescription Drug Plans (Part D) to find coverage that fits your needs and budget.
- Medigap helps cover out-of-pocket costs like deductibles and copayments under Original Medicare.
- Medicare Advantage plans may include extra benefits like dental, vision, or hearing.
- Part D plans help cover the cost of prescription medications.
We’ll walk you through your options—no pressure, just clarity.
Help With Covering Out-of-Pocket Costs For Hospital Stays
Hospital Indemnity
Hospital Indemnity Insurance is a valuable supplement to your existing health coverage, especially for those enrolled in Medicare. This plan offers cash benefits to help cover the costs associated with hospital stays—paid directly to you, regardless of other insurance.
Key Features:
- Ideal for Medicare enrollees – Available to individuals aged 60–90
- Flexible coverage options – Choose a plan that fits your health needs and budget
- Benefit payments available for qualified hospital stays, subject to plan terms
- “Coverage begins as soon as your plan is active—no waiting period for standard benefits
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